Macomb County, MI Public Adjusters, Public Claim Adjuster 

Let the Public Claims Adjusters from Up Front Settlements take the hassle out of your insurance claims process. Experiencing the loss of your home or business and dealing with the claim can be emotionally overwhelming. Our Macomb County, MI Public Adjusters will represent you and maximize your insurance claim payout.

  • We Work For The Insured
  • We Fight On Your Behalf
  • We Maximize Insurance Claims
  • We Make Sure You Get A Fair Settlement

Our Macomb County Public Adjusters Get Results

Public Adjusters Local is a team or licensed Public Adjusters in Macomb County providing insurance claim assistance to commercial, industrial and residential property homeowners. We can maximize any fire, water, flood, storm or content losses across Macomb County. The days following the disaster are crucial for the positive outcome of your insurance claim.  Missing important deadlines, not understanding the terms of your insurance policy, making errors when completing the forms, or relying just on the appraisal put forth by your insurance company,  may result in a smaller settlement, even a denied claim. We can help!  We provide all services related loss appraisals, preparation & filing the settlement recovery. With hundreds of successful disaster claims processed under our belts every year throughout Michigan, we know just what it takes to get the best settlement for your property loss claim.

“There are no upfront costs or any hidden fees. We don’t get paid unless you receive a settlement” 

Typically, We Charge The Industry Standard 10% But On Larger Loss Projects, We Will Negotiate That Number

“There are no upfront costs or any hidden fees. We don’t get paid unless you receive a settlement” 

Typically, We Charge The Industry Standard 10% But On Larger Loss Projects, We Will Negotiate That Number

Fire Damage

Macomb County, MI Fire Damage losses are often the most devastating occurrences and require important short-term decisions from individuals that are under a tremendous amount of stress and confusion. Our fire claim adjusters will stop mistakes from being made and guide you through the insurance claim process.

Water Damage

Macomb County, MI Water Damage losses such as frozen pipe breaks, leaks from appliances and sewage backups are typical water losses that are covered under most risk property policies. However, policy language under water damage can be very confusing at best, we can help navigate for the best insurance claim payout.

Storm Damage

Macomb County, MI Storm Damage losses usually cover any physical damage from windstorm. If direct physical damage is obvious, such as roof shingle blown off/walls or portions of roof blown away or siding ripped off then a coverage determination becomes easy. If not then we have to put in some work to get the claim covered.

Content Inventory

Macomb County, MI Content Damage Losses consist of collecting the value of every personal property item that was damaged or destroyed – up to your policy limits. Our Team will document/list, photograph and put a value to every item and any other evidence needed to present your claim and get you paid in a timely manner.

WE WORK WITH ALL INSURANCE COMPANIES

“Helping Home Owners & Businesses “Recover Properly After A Disaster”

Our Process:

What Is A Public Adjuster?

Public adjusters are state licensed professionals that work on behalf of the policyholders, to represent their interests in the claim process following a property damage loss.  Unlike the insurance adjusters that work directly or on a contract basis for the insurance company, a public adjuster’s interests are aligned with those of the insureds.  When hired by the homeowner or business owners to represent them in the property damage claim process, the public adjusters’ only mission is to get the best settlement for their client.

There are  3 types of adjusters:

  • Insurance adjusters – hired by insurance companies. Following your property loss, the insurance company sends its adjuster to assess the property losses. The adjuster estimates your property loss on behalf of the insurance company.
  • Independent adjusters – can be hired by insurance companies on a contractual basis.
  • Public adjusters – only work on behalf of the policyholder to help them maximize the settlement.

What Public Adjusters Do

You may think that, after you suffer a property loss, the insurance company will jump to your rescue and pay for all your losses right away.  The reality is, in fact, very different.

It is the policyholder’s responsibility to prove the losses and the extent of the damages. Also, the policyholder has some legal obligations, such as filing the claim by a specific date and providing proper documentation. If these conditions are not met, the insurance company may reject the claim or approve only a partial payment.

Our public adjusters help the insureds through the entire claim process, by:

  • evaluating the insurance policy and establishing the best strategy for the success of the claim;
  • preparing a detailed inventory of the losses and substantiating every aspect of the claim, thus making it hard to be rejected by the insurance company;
  • filing the claim with your insurer and work as your advocate at all meetings
  • negotiate with the insurance company through the entire process;
  • get you the best possible settlement for your claim, with infinitely less stress and hassle for you.

Why Should I Hire A Public Adjuster?

Insurance industry statistics show that homeowners that hire public adjusters get higher settlements (sometimes even three to five times higher). Thus, hiring a public adjuster who works on your behalf will help you get a better settlement, in a shorter amount of time, and with far less hassle.

What Does It Cost To Hire A Public Adjuster?

You don’t have to pay for the public adjuster from your own pocket. Public adjusters get a small percentage of your settlement, usually under 10%. A public adjuster’s interests are directly aligned with yours – we get paid only if the insurance company pays your claim.

Public Adjuster Services in Macomb County: Armada, Center Line, Clinton Township, Eastpointe, Fraser, Harrison Township, Mount Clemens, New Baltimore, New Haven, Ray, Richmond, Romeo, Roseville, Saint Clair, Saint Clair Shores, Sterling Heights, Utica, Warren, Washington